Last updated: May 6th, 2025
2.1 Acceptance & Eligibility
By accessing or using the Services, you agree to these Terms of Service ("Terms") and our Privacy, Cookie, and Security Policies. You must be 18 years or older and reside in the United States to create an account. If you do not agree, do not use the Services.
2.2 Description of Services
MinMaxDoc provides educational content, investment simulators, and algorithmic robo‑suggestions. We do not execute trades nor act as your broker, dealer, or fiduciary. All content is for informational and entertainment purposes only.
2.3 Account Responsibilities
You must provide accurate information, keep credentials confidential, and promptly notify us of unauthorized use. 2‑factor authentication is optional but strongly recommended.
2.4 Subscription Plans & Billing
Plans: Free, Plus, Pro, Ultimate. Details and current pricing appear on our Pricing page.
Billing Cycle: Monthly or annual, via Stripe. Fees auto‑renew until canceled.
Cancellation & Refunds: Cancel anytime in account settings; access continues until period end. All fees are non‑refundable.
2.5 User Conduct
You agree not to:
- Violate laws or regulations.
- Reverse‑engineer, scrape, or exploit the platform.
- Use the Services for commercial advice without consent.
- Upload malicious code or interfere with security.
- Block or interfere with our analytics or advertising systems.
2.6 Analytics & Advertising
We use Google Analytics to analyze site usage and Google AdSense to display advertisements. By using our Services, you consent to:
- Collection of usage data through Google Analytics
- Display of personalized advertisements (if you opt-in)
- Use of cookies and similar technologies for these purposes
You can manage your preferences for analytics and advertising through our consent management tool.
2.7 No Professional Advice & Risk Disclosure
The Services do not constitute investment, legal, or tax advice. Simulations and projections are hypothetical and not guarantees of future performance. Investing in securities involves risk, including loss of principal. You are solely responsible for decisions you make based on the Services. For a plain‑English explanation of how our optimizer works and its limitations, see our Methodology page.
2.8 Limitation of Liability
To the maximum extent permitted by law, MinMaxDoc is not liable for indirect or consequential damages or any loss arising from investment decisions. Our total liability shall not exceed the greater of (i) fees paid by you in the twelve months prior to the claim or (ii) $100.
2.9 Arbitration & Class‑Action Waiver
Any dispute shall be resolved by binding arbitration under JAMS rules in New York County, New York. You waive any right to participate in class actions. Either party may seek preliminary injunctive relief in court.
2.10 Intellectual Property
All content and software are owned by MinMaxDoc or its licensors. You receive a limited, non‑transferable license for personal, non‑commercial use.
2.11 Termination
We may suspend or terminate accounts for violation of these Terms. You may delete your account at any time.
2.12 Miscellaneous
Governing Law: New York, USA. Severability, No Waiver, and Entire Agreement clauses apply.
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