Over the trailing five-year window, BND and AGG moved almost in lockstep (daily-return correlation 0.99), so holding both adds little diversification.

Five-year annualized total returns were within 0.0 percentage points of each other (BND -0.4%, AGG -0.4%).

The numbers, side by side

Per-fund metrics. Returns are total return (dividends reinvested, net of fees); volatility, drawdown and correlation are computed from daily closing prices over the trailing five-year window ending Aug 7, 2026.

Metric BND AGG
5-yr annualized returntotal return, incl. dividends & fees -0.4% -0.4%
5-yr annualized volatilitystandard deviation of daily returns 6.1% 6.1%
Max drawdown (5-yr window)worst peak-to-trough decline -21.7% -21.4%
Return per unit of riskSharpe-style, 4.7% risk-free -0.84 -0.83
Expense ratioannual fund cost 0.03% 0.03%

How similar are they?

Relationship metricBND & AGG
Correlation of daily returns5-yr; 1.00 = moves identically 0.99
Sector overlapΣ min(weight) across sectors 100.0%

Where each fund is concentrated

BND — top sectors

  • Bonds and Debt100.0%

AGG — top sectors

  • Bonds and Debt100.0%

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Disclaimer: This content is for educational and informational purposes only and does not constitute financial, investment, or tax advice. The information presented reflects the author's opinions and analysis at the time of writing and may not be suitable for your individual circumstances. Always consult with a qualified financial advisor before making investment decisions. Past performance is not indicative of future results. MinMaxDoc and its authors are not registered investment advisors.
Figures computed by MinMaxDoc from historical market data as of Aug 7, 2026; they will drift as markets move.