Over the trailing five-year window, VTI and VOO moved almost in lockstep (daily-return correlation 0.99), so holding both adds little diversification.

VOO delivered the higher five-year annualized total return (13.1% vs 12.2% for VTI), though it is only one window and says nothing about the future.

The numbers, side by side

Per-fund metrics. Returns are total return (dividends reinvested, net of fees); volatility, drawdown and correlation are computed from daily closing prices over the trailing five-year window ending Jul 17, 2026.

Metric VTI VOO
5-yr annualized returntotal return, incl. dividends & fees 12.2% 13.1%
5-yr annualized volatilitystandard deviation of daily returns 17.5% 16.9%
Max drawdown (5-yr window)worst peak-to-trough decline -26.2% -25.4%
Return per unit of riskSharpe-style, 4.7% risk-free 0.43 0.50
Expense ratioannual fund cost 0.03% 0.03%

How similar are they?

Relationship metricVTI & VOO
Correlation of daily returns5-yr; 1.00 = moves identically 0.99
Sector overlapΣ min(weight) across sectors 96.7%

Where each fund is concentrated

VTI — top sectors

  • Technology32.12%
  • Financial Services12.85%
  • Consumer Cyclical10.5%

VOO — top sectors

  • Technology34.13%
  • Financial Services12.54%
  • Communication Services11.25%

Go deeper

For the full write-up, read VTI vs VOO vs VXUS: Building a Simple Three-Fund Portfolio.

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Disclaimer: This content is for educational and informational purposes only and does not constitute financial, investment, or tax advice. The information presented reflects the author's opinions and analysis at the time of writing and may not be suitable for your individual circumstances. Always consult with a qualified financial advisor before making investment decisions. Past performance is not indicative of future results. MinMaxDoc and its authors are not registered investment advisors.
Figures computed by MinMaxDoc from historical market data as of Jul 17, 2026; they will drift as markets move.